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Effective Date: January 1, 2024
Last Updated: January 1, 2024
The information provided on CardXRay is for general informational purposes only. It should not be considered as professional financial advice. Always consult with qualified financial professionals before making credit card decisions.
The information provided on the CardXRay website is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information about credit cards, we make no representations or warranties regarding:
CardXRay does not provide financial, legal, tax, or investment advice. The information on our website:
Recommendation: Always consult with qualified financial advisors, accountants, or other professionals before making credit card applications or financial decisions.
While we make reasonable efforts to ensure the accuracy of information on our website:
Always verify information directly with the respective financial institution before making any applications or decisions.
Our website may include information from third-party sources, including:
We are not responsible for the accuracy or reliability of third-party information. Users should independently verify all information with the original sources.
Regarding credit card applications:
Important: Multiple credit applications in a short period may negatively impact your credit score. Apply responsibly and only for cards you genuinely need.
CardXRay may have affiliate relationships with some financial institutions and credit card issuers. This means:
For transparency, we disclose affiliate relationships where applicable. Our goal is to provide honest, unbiased information regardless of compensation arrangements.
CardXRay and its affiliates shall not be liable for any damages, including but not limited to:
Your use of our website and information is at your own risk and discretion.
User-generated content, including reviews and ratings:
We encourage users to consider multiple sources of information when making decisions.
Credit card eligibility and approval depend on various factors:
Meeting stated eligibility criteria does not guarantee approval. Final approval decisions are made solely by the credit card issuers.
Credit card offers, terms, and availability may vary by:
Information on our website may not apply to all regions. Check with local financial institutions for region-specific offers and terms.
This disclaimer may be updated from time to time to reflect changes in our services, legal requirements, or business practices. We encourage users to review this disclaimer periodically for any updates.
Before making any credit card decisions, consider consulting with:
Professional guidance can help ensure that credit card choices align with your specific financial goals and circumstances.
If you have questions about this disclaimer or need clarification about any information on our website, please contact us:
Email: legal@cardxray.com
Disclaimer Questions: disclaimer@cardxray.com
Address: CardXRay Legal Department
123 Financial Street, Suite 456
City, State 12345
Always verify credit card terms, rates, and offers directly with the issuing bank before making applications. Terms and conditions can change frequently.
Last Updated: January 1, 2024
Review Frequency: This disclaimer is reviewed quarterly